Our loans are fast, easy
to process with one of
the lowest interest
rates
Consistent Trust Microfinance Bank Limited is a regulated deposit-taking bank licensed by the Central Bank of Nigeria. Individuals, microentrepreneurs, and other businesses can get loans from the bank. The procedure is quick and simple to complete.
Want to know more about our loans?
Here are some of the loan products we offer at CTMFB
Esusu Loan
N1.00 - N50,000.00
Tenure: 1 Month
Guarantor(s): 1 Guarantor (preferably a capable family member)
Additional Requirements
Income verification
Credit history check
Repayment plan for the 1-month term
Default Fees: Flat fee of ₦2,000
Micro Loan
N50,001.00 - N150,000.00
Tenure: 3 Month
Additional Requirements
Income verification
Short-term credit history review
Detailed 3-month repayment plan
Default Fees: 1% of the loan amount
SME Loan
N150,001.00 and above
Tenure: 1 Month
Guarantor(s): 1 Guarantor (preferably a capable family member)
Additional Requirements
Security/collateral verification
Business financials check
Comprehensive credit history review
12-month repayment schedule
Default Fees: 1% of the loan amount
Salary Advance
Tenure: 1 Month
Guarantor(s): 2 Guarantors (preferably capable family members)
Additional Requirements
HR commitment
Salary domiciled at CTMFB
Credit history review
HR-verified repayment confirmation
Default Fees: 1% of the loan amount
Terms and Conditions
01
All loans are subject to approval based on eligibility criteria.
02
Loan disbursement timelines and amounts depend on verification and appraisal processes.
03
Late payments may attract additional charges or penalties.
With CTMFB you are covered
With CTMFB, you get to experience the financial freedom not offered on many platforms, with us your money is safe and secure
